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Apply For a Home Loan

 Home Purchase & Home Refinance Quick Application

Thank you for providing us the opportunity to provide you with a FREE OF CHARGE HOME LOAN QUOTE.  Please make sure to answer the following questions as accurately as possible.  We will provide you with a customized Cost Analysis report via email very shortly!

Personal Information

Name
Street Address
City
State
Zip Code
Day Time Telephone ext.
Evening Telephone ext.
Email Address

Type of Loan Needed

Loan Purpose
If You Need a Purchase Loan How Much Money do You Need to Borrow?
If You Apply For a Home Purchase Loan, What is Your Monthly Rent?
If You Apply for a Home Purchase Loan, What Would be a Comfortable Monthly Mortgage Payment?
If You Apply For a Purchase Loan Do You Have a Down Payment? If so How Much Down payment do You Have?  
If You Apply for a Home Purchase Loan, Do You Currently Work a Real Estate Agent?  

Primary Existing Mortgage Information

Current First Mortgage Balance
Current First Mortgage Interest Rate
Current First Mortgage Loan Type
Current First Mortgage Loan Term
Current Monthly Payment

Secondary Existing Mortgage Information

Current Second Mortgage Balance
Current Second Mortgage Interest Rate
Current Second Mortgage Loan Type
Current Second Loan Loan Balance
Current Monthly Payment

Existing Mortgage Information

When Was The Last Time You Refinanced? (Month and Year):
Do You Have a Prep-Payment Penalty?
Do You Currently Owe More on Your Loan Than What Your Home is Worth?
If your current loan is an ARM or Balloon, when will it adjust?
Do You Fully Understand The Terms of Your Current Loan
Loan Type Requested
Do You Need Cash out?
Cash out Loan Amount Desired
How Long Have You Been Living in Your Home?
How Long Do You Plan to Stay in Your Home?
Do you foresee incurring other financial obligations within the next 5 years, such as  purchasing 2nd Home, Investment Property, New Car, College Financing etc.?

Other Objectives

Save Per Month  
Eliminate PMI
Reduce Loan Term
Pay off Debts
Desired Loan Fee Option

Current Property Information

Property Type
Estimated Property Value

Other Personal Information

Do You Have Credit Card Debts? If so How Much   
Do You Have Student Loan(s)? If so How Much   
Do You Have Car Loan(s)? If so How Much   
Credit rating
Do You Know Your Credit Score?
What is Your Credit Score?
Are You Currently Employed? NO YES
Source of Income
What is Your Total  Monthly & Yearly Household Gross Income?    
Have you filed for bankruptcy in the last 10 years? NOYES
Have you owned property which was foreclosed in the last 4 years? NO YES
Are there any judgements, lawsuits or indirect credit obligations (guarantees or co-signing) for which you are obligated? NOYES
Are you obligated to pay any child support, maintenance, or alimony by court decree?
 
NOYES
Personal Finance and Retirement Information
Do you have a sufficient amount of money stashed away in case of emergencies or unforeseen financial setbacks? (A good rule of thumb is anywhere from 3 to 12 months of living expenses, depending on the stability of your income and employment) NO YES
Do You Have a Retirement Account? (IRA/ROTH IRA/401K etc) NO YES
If so How Much do You Have in Your Retirement Account?
Do You Have Investment Accounts Outside Your Retirement Account? NO YES
Do You Own Investment Properties? NO YES
How Far Are You From Retiring?
Do You Save Enough Money To Retire Comfortably? NO YES
When do You Want to be Debt Free??
 
Is there anything else we can discus to help your overall financial planning strategy?
How Did You Hear About Us?

By applying for a Home Loan at www.wealthcreationteam.net you understand that you authorize our Mortgage Planners to contact you, even though you may be listed on the Do Not Call List.

We will review your information and contact you shortly.


Thanks again!

 

 

Search Real Estate Like an Agent: Visit: www.RealEstate-LosAngeles.net

"One of the keys to successful real estate investing has always been to purchase undervalued and distressed properties, as opposed to buying when it is overpriced."

 

Andre Plessis: Real Estate Agent in Canoga Park, CA

This site was last updated 10/30/09

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