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Tel: (818) 341-2972 or Toll-Free: (877) APPLYFREE

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FREE Credit Repair Services

Who needs Credit Repair?

In today's financial climate, almost anyone can use a boost in their credit score. If you, like many, are in the market for a mortgage, refinance, or other line of credit, the rate you will pay and the loan amount for which you can qualify can improve if you raise your credit score. In many cases, you may not even qualify at all, until you've resolved certain items reported on your credit report.

When there are problems on your credit report, you absolutely must take every possible measure to remove them. Your credit score is extremely important and it could be negatively impacted by having these things on your report. Though it is not difficult to fix credit reports, it is tedious and requires you to go through many steps in order to complete the process. We will be happy to assist you in repairing and maintaining your credit.

Does Your Credit Report Tell the Truth?

Probably not. Credit scores are based upon information reported on a consumer's credit profile. The 3 main credit bureaus maintain credit profiles on more than 100 million Americans. Unfortunately, statistics show that approximately 3 out of every 4 credit profiles contain potentially serious errors. Here are some alarming statistics about credit reports:

 79% of credit reports contain some type of error.
 25% of all credit reports contain errors serious enough to result in the denial of credit.
 29% of consumers have variances of 50 points or more in their credit scores as reported by each of the three major
credit bureaus.
 54% of credit reports contain personal demographic identifying information that was misspelled, long-outdated, belonged
to a stranger, or was otherwise incorrect
 30% of credit reports contain credit accounts that had been closed by the consumer but incorrectly remained listed as
open.

These errors are costing consumers billions of dollars in unnecessary costs. How much does inefficient and inaccurate reporting cost you?

 

We Make Credit Repair Fast, Easy and Effective for Our Clients.

We're here to help you achieve your optimal credit profile. We work with the credit bureaus and your creditors to resolve issues on your credit reports. We work on items that should be deleted or removed, items that should be updated, and items that should be re-characterized. We've studied credit reporting, the credit bureaus and creditor reporting methods to maximize the results we can obtain for you.

What Can We Help With?

We can help you with questionable:

bulletLate Payments
bulletCollections
bulletCharge Offs
bulletBankruptcies
bulletInquires
bulletJudgments/Liens
bulletRepossessions
bulletForeclosures
bulletIdentity Theft/Fraud
bulletIncorrect Personal Information

 

First we will need a copy of your credit.

Once we receive a copy of your credit report from one of the three major credit reporting agencies, we will start looking for disputed information held within the report. We will analyze the report, just to make sure that everything is correct. With so much information out there, it is normal that there may be a couple of mistakes. More times than not, these things can be taken care of rather easily.

Figuring out how damaging the items on your report are.

Once we have broken down the items on your report that need fixing, you need to rank them.

Fix a credit report by making disputes and requesting corrections

When it comes time to actually disputing the erroneous information on your credit report, you have to make sure all of your bases are covered. As a general rule, it is best to dispute the accuracy of something on the report completely. We will send  certified letters to the three major credit reporting bureaus to dispute the inaccurate information, along with the supporting documentation.

We will raise a formal dispute of any items on your credit report that you feel are inaccurate. These can include:

bulletAccounts that you did not open
bulletItems that are more than seven years old
bulletItems that you have repaid or fixed that still appear
bulletThe consumer reporting companies must investigate the items that you formally question within 30 days

Credit repair is the first and best step you can take to ensure the strength of your credit.

It is essential in today’s world to keep your credit solid. If you have a bad credit score or negative credit rating, you will have to pay higher interest and may be denied a loan.

When you improve your credit score or rating, you improve your chances of getting a loan and paying lower interest on mortgage loans, credit cards, refinancing, and other financial investments.

We work with the credit bureaus and your creditors to resolve issues on your credit reports. We work on items that should be deleted or removed, items that should be updated, and items that should be re-characterized. We've studied credit reporting, the credit bureaus and creditor reporting methods to maximize the results we can obtain for you.

 

Why Are We Willing To Help You Fix Your Credit, FREE of Charge?

Because When Your Credit is Repaired, and Your FICO Score Higher, You Will Qualify For a Home Loan, and We Know You Will Think About us First To Get You a Home Loan. We Will Also Help You Acquire Discounted Real Estate Through Our Real Estate Services.

To Receive FREE Credit Repair Services, Simply Fill Out The Form Bellow

 

Name
Address
City
State
Zip
Phone
Email
Do you have a copy of your credit score?
What is the main reason for wanting to improve your credit?
Have you been denied credit recently?
Why is your credit damaged?
Comment

We will review your information and contact you shortly.


Thanks again!

 

Work With The Best!

Andre Plessis

REALTOR® at Keller Williams® Realty
RCS-DTM REALTOR® Real Estate Divorce Specialist

CA DRE License # 01856185

Keller Williams® Realty
340 N. Westlake Blvd. Suite 100
Westlake Village, CA 91362

Office: (818) 341-2972

Founder of The Wealth Creation Team

Office: (818) 341-2972
Toll-Free:
(877) 277-5937 or
Toll-Free: (877) APPLYFREE



 

Real Estate Advisor & REALTOR®
Certified Divorce Planner
Financial Educator

 

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The Best Person To Watch Over Your real Estate & Mortgage Planning Needs!

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“Those who understand interest, earn it. Those who don’t, pay it”
- Albert Einstein

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“Accumulating Assets is Not The Same as Paying Off Debt”

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“No One Ever Got Rich By
Saving Money”

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The Wealth Creation Team Understands That a Key To Protecting Your Assets and Building Wealth is To Help Clients Manage Their Liabilities.

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"There is a science of getting rich. It is an exact science, like algebra or arithmetic. There are certain laws which govern the process of acquiring riches. Once you learn and obey these laws, you will automatically become a member of that select group of people who live 'The Secret' and you will get rich with mathematical certainty."


- Wallace D. Wattles, author, The Science of Getting Rich

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California Residential & Commercial Real Estate &  Mortgage Licensee

Equal Housing Lender

 

 

Search Real Estate Like an Agent: Visit: www.RealEstate-LosAngeles.net

"One of the keys to successful real estate investing has always been to purchase undervalued and distressed properties, as opposed to buying when it is overpriced."

 

Andre Plessis: Real Estate Agent in Canoga Park, CA

This site was last updated 04/25/10

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